Who We Are

With Offices in San Diego CA and Walnut Creek, CA, HelpUnderwater.com is the distressed homeowners division of The Certified Group of Companies, Inc. It is comprised by a group of mortgage bankers, real estate, CPA and legal experts with over 75 years of combined experience whose goals are to assist homeowners who purchased their homes at the peak of the real estate market.

The Certified Group has been helping distressed homeowners since the collapse of the real estate market in 2007. We’ve helped hundreds of clients and worked with almost every lender imaginable to negotiate a payoff much less than what the clients owed.
The Certified Group negotiates the entire transaction in house. We don’t outsource our work to any third parties.
The Certified Group will always make sure you have a complete understanding of your options, and advise you to talk to your tax advisers and CPA, as well as a real estate attorney. We will never charge you any out of pocket fees, and will allow you to cancel your short sale listing at any should you decide to go another route or be able to save your home yourself. All of our services cost you nothing out of pocket, and you can cancel at any time with no obligation or fees.
Be sure when pursuing your options to watch out for people who claim to be experts. Make sure there are no up front fees and know what their cancellation policies are. Ask how many successful transactions they have had in the past 6 months, and always be careful if they do not want you to talk to any other professionals. You should know all of your options!

Should you want to speak to us directly and get a FREE 1 Hour Consultation over the phone, call the number below.

Direct: 619.346.4926 (Not a Call Center!)